Understanding roof insurance and how to file a claim is vital for homeowners. With natural disasters like major storms and tornados becoming more prevalent, knowing the ins and outs of the claim process can save you both time and money. Before filing a claim, it’s essential to understand your roof insurance policy. Coverage can vary based on the age and type of your roof, and there may be exclusions for certain types of damage. Familiarize yourself with your policy to ensure you are fully aware of what is covered.